Mortgage & Loan Calculator

Calculate repayments, visualise your amortisation schedule, and model the impact of extra prepayments. Export to Excel or PDF.

Loan Parameters

Loan Amount (GHS)

Annual Interest Rate (%)

Term (Years)

Extra Prepayments

Extra Allowance (GHS)

Frequency

Lump Sum (GHS)

Every N Years

Ghana Mortgage Context

Typical GH bank rate28–35%

HFC / GHL mortgage rate~28–32%

SSNIT employer-backed~14–18%

Diaspora / private lender10–20%

Owner-financed build costGHS 1.4M+

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Enter your loan details and press Calculate Repayments to see your amortisation schedule.